1. What Was the Second Stimulus Check?

The second stimulus check was part of the Coronavirus Response and Relief Supplemental Appropriations Act of 2021, providing $600 per eligible individual and $600 per qualifying child.

2. How the Calculator Works

The calculator uses the following formula:

Where:

• $600 — Base payment amount per person
• $600 — Additional payment per dependent child
• Adjusted Gross Income — Your AGI from tax returns
• Phaseout Threshold — $75,000 (single), $150,000 (joint), $112,500 (HOH)
• 0.05 — Phaseout rate (5% of income above threshold)

3. Eligibility Requirements

Details: To qualify, you must have a valid Social Security number, not be claimed as a dependent, and meet income requirements. Payments phased out completely at $87,000 (single), $174,000 (joint), and $124,500 (HOH).

4. Using the Calculator

Tips: Enter your exact AGI from your most recent tax return, select your filing status, and include all qualifying child dependents.

5. Frequently Asked Questions (FAQ)

Q1: Who qualified for the full $600 payment?
A: Individuals with AGI below $75,000 (single), $150,000 (joint), or $112,500 (HOH) received full payments.

Q2: Were dependents eligible for payments?
A: Yes, each qualifying child dependent added $600 to the total payment.

Q3: What if my income changed in 2020?
A: Payments were based on 2019 tax returns initially, but could be reconciled on 2020 returns if eligible for more.

Q4: Did non-filers receive payments?
A: Yes, through a special process using IRS records for those who didn't normally file tax returns.

Q5: Were payments taxable?
A: No, stimulus payments were tax credits and not considered taxable income.